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K9 Cover 1

K9 Cover 1

K9 Cover 1 offers specialist dog insurance in the UK, uniquely providing cover for pre-existing and chronic medical conditions with flexible policy options for your beloved canine companion.

Updated 24th June 2026

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More ways to save at K9 Cover 1

  1. Student discountK9 Cover 1 offers student discounts, including "25% off Orders With Student Discount".
  2. NHS discountK9 Cover 1 provides NHS discounts, including "20% off All Items in the Sale" and "Exclusive 10% NHS Discount". They also offer general blue light discounts.
  3. Military discountK9 Cover 1 offers military discounts as part of their blue light discount programme for armed forces personnel.
  4. Join Multi-dog discountReceive a unique promotional code valid year-round for your own dogs and any others in your extended family. The discount is never less than 5% on any additional pet.

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About K9 Cover 1

K9 Cover 1, launched in 2021, is a dedicated UK-based specialist dog insurance provider. Born from a desire to offer greater choice to pet owners, this innovative company addresses the common frustration of securing cover for dogs with pre-existing medical conditions. With a team boasting decades of experience in medical screening for the insurance sector, K9 Cover 1 brings a fresh approach to pet care, ensuring more dogs can access the protection they need.

Comprehensive Cover for Your Canine Companion

At the heart of K9 Cover 1's offering is its unique ability to cover both one-off and ongoing (chronic) pre-existing medical conditions, such as epilepsy. Unlike many traditional insurers, their advanced online medical screening technology assesses your dog's health in detail, providing a premium tailored to their specific medical history. This means you only pay what's relevant, avoiding blanket exclusions or escalating lifetime premiums.

Flexible Policies and Easy Online Experience

K9 Cover 1 empowers dog owners to customise their policies, allowing them to decide on vet fee limits up to £8,000 per annum and adjust policy excess for potential discounts. The online quote process is designed for simplicity and speed, requiring minimal information to get started. Furthermore, they offer attractive multi-dog discounts, making it more affordable to insure all your furry family members. Regulated by the Financial Conduct Authority (FCA), K9 Cover 1 provides peace of mind with transparent and reliable insurance solutions.

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K9 Cover 1 quick facts

Delivery<p>Instant policy documents delivered via email.</p>
Returns<p>14-day cooling-off period on new policies.</p>
Payment methodsVisa, Mastercard, Direct Debit
Loyalty schemeMulti-dog discount
Founded2021
HeadquartersUK
Parent companyI-Capitalise Ltd
StoresOnline only

K9 Cover 1 contact

Hours
Typically Mon-Fri, with enquiries acknowledged within one business day.

K9 Cover 1 FAQs

What types of cover do you offer?

Lifetime, maximum benefit, and accident-only policies.

Is there a waiting period?

Yes, typically 14 days for illness, immediate for accidents.

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