Argos Insurance and credit
Argos Insurance and credit is the Argos route to pet insurance. Argos Pet Insurance launched in 2002 and sits within Argos Financial Services, part of Sainsbury's Bank, while Pinnacle Insurance Plc underwrites the policies. Cover is available for dogs, cats and rabbits from eight weeks old, and a quote takes about five minutes online.
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- Join Argos Rewards, Nectar, My Argos CardEarn points for actions and redeem them for discounts with Argos Rewards. Collect and spend Nectar points on a wide range of products. The My Argos Card offers flexible payments and loyalty benefits, including earning points and access to exclusive offers across the broader Argos retail and financial services.
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About Argos Insurance and credit
Three ways to cover a pet
Lifetime policies keep paying towards long-term conditions year after year, provided the policy is renewed. Time Limited cover pays for each condition for a set period, usually 12 months after treatment starts. Cover can also stop once a maximum amount has been paid out. Maximum Benefit policies set a fixed sum for each condition, and that sum can be claimed over any length of time. Households with several animals can put them on one Multi-pet policy.
Policies pay towards vet treatment after accidents and illnesses. Cat and dog policies can also include cremation costs and the purchase price if the pet dies from an accident or injury. Pre-existing conditions are not covered.
Help, payment and cancelling
Customer service is open Monday to Saturday, and the 24/7 Argos Vet Assistance helpline gives advice at any hour. According to Argos, 97% of claims are settled within five working days. Premiums can be paid by Direct Debit, Visa or Mastercard. Every policy comes with a 14-day cooling-off period.
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Argos Insurance and credit quick facts
| Delivery | N/A - Insurance service |
|---|---|
| Returns | 14-day cooling off period |
| Payment methods | Direct Debit, Visa, Mastercard |
| Loyalty scheme | Argos Rewards, Nectar, My Argos Card |
| Founded | 2002 |
| Headquarters | UK |
| Parent company | Pinnacle Insurance Plc |
| Stores | Over 1,200 |
Argos Insurance and credit contact
- Website
- argospetinsurance.co.uk
- Phone
- 0344 543 1053
- Hours
- Mon-Fri 8am-6pm, Sat 9am-1pm
Argos Insurance and credit FAQs
Which pets can Argos insure?
Argos Pet Insurance covers dogs, cats and rabbits from eight weeks old. Several pets can be insured together on a Multi-pet policy.
Can I cancel an Argos pet insurance policy after buying it?
Yes. Each policy has a 14-day cooling-off period, giving time to read the policy documents and change course.
Does Argos pet insurance cover pre-existing conditions?
No. Pre-existing conditions are excluded from all policies. Cover applies to accidents and illnesses, depending on the policy type chosen.
How can I pay for Argos pet insurance?
Premiums can be paid by Direct Debit or with a Visa or Mastercard card. Customer service is available from Monday to Saturday for policy questions.




