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Simply excess
Simply excess sells car hire excess insurance online. When you rent a car, the rental firm's own damage and theft cover usually leaves you owing an excess if something goes wrong. A Simply excess policy reimburses that charge. It suits holidaymakers, business travellers and anyone driving a loan car under a rental agreement. Buying and claiming both happen online.
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About Simply excess
How the cover works
Rental agreements normally include a Collision Damage Waiver and theft protection. Even so, the driver can still face an excess, often somewhere between £500 and £1500. If the car is damaged or stolen, you pay that excess to the rental company first. You then claim it back from Simply excess online, with your documents, up to the policy's limit.
What's included and what isn't
Cover extends to parts that rental firms often exclude, such as tyres, windows, the roof and the undercarriage. Policies run from a single day up to weekly and longer-term options. Loan cars can be covered when there's a signed rental agreement, but not when the car is insured on your personal policy. Van hire isn't covered at the moment.
Paying and the greener side
Payment is by Visa, Mastercard or PayPal. The company backs Tree-Nation, Ecologi and MakeItWild. Drivers hiring an electric or hybrid car can get a reduced price on single trip policies. Read the policy wording before you travel so you know the cover limit.
Sustainability at Simply excess
SimplyExcess is committed to sustainability, partnering with Tree-Nation, Ecologi, and MakeItWild. We integrate environmental consciousness into our services and incentivise clients to opt for electric and hybrid car rentals with enticing discounts on single trip policies.
Simply excess quick facts
| Payment methods | Visa, Mastercard, PayPal |
|---|
Simply excess contact
- Website
- simplyexcess.com
Simply excess FAQs
Why not just buy excess cover at the rental desk?
Rental desk policies can cost £10-£20 per day. A standalone Simply excess policy generally costs less and can cover parts the desk cover leaves out.
What happens if I need to claim?
First settle the excess with the rental company. After that, claim online and upload the supporting documents. Simply excess reimburses you up to the policy's cover limit.
Are tyres and windows covered?
Yes. Cover typically includes tyres, windows, the roof and the undercarriage, which rental companies often exclude from their own policies.
Can I insure a hired van?
No. Simply excess doesn't currently offer cover for van rentals, so its policies are for cars only.
Is there anything for electric car drivers?
Yes. Single trip policies come at a reduced price when you hire an electric or hybrid car.