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Rooster Car Insurance

Rooster Car Insurance

Rooster Car Insurance offers innovative, usage-based car insurance in the UK, rewarding safe drivers with personalised quotes and savings of up to 40% through their smart mobile app.

Updated 24th June 2026

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More ways to save at Rooster Car Insurance

  1. Join Referral ProgramCustomers can earn money by referring friends who complete a test drive and purchase a policy. Specific terms and amounts may vary, so checking with customer service is recommended.

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About Rooster Car Insurance

Rooster Car Insurance, founded in 2019, is a UK-based innovator in the automotive insurance sector. Regulated by the FCA, Rooster is on a mission to redefine car ownership by making insurance fairer, cheaper, and smarter for safe drivers. They leverage cutting-edge AI and smartphone sensor technology to assess individual driving behaviour, moving away from traditional demographic-based pricing.

Our Innovative Product Range

Personalised Car Insurance

Rooster offers fully comprehensive car insurance that is uniquely priced based on how you actually drive, not just who you are. By downloading the Rooster app and completing a short 'test drive' period, safe drivers can unlock significant savings, potentially up to 40% off their premiums. This behavioural-based approach ensures that good drivers are rewarded, avoiding the common issue of subsidising higher-risk drivers.

Comprehensive Car Care Solutions

Beyond core insurance, Rooster provides a suite of valuable services accessible through their intuitive app. This includes affordable breakdown cover starting from just £2.99, temporary car or van insurance for short-term needs, and specialised learner and impound insurance. The app also features smart tools like a fuel finder to locate the cheapest petrol nearby, an MOT predictor, and exclusive discounts of up to 50% on MOTs, servicing, and repairs, helping users manage their car's running costs effectively. For families or multi-car households, the app allows effortless management of up to five vehicles, with reminders for MOTs, services, and tax renewals.

The Rooster Advantage

Rooster's commitment to fairness and innovation sets it apart. By focusing on insuring only safe drivers, they enable their insurance partners to make fewer payouts, passing those savings directly to their community. This creates a more equitable system where good driving habits are financially recognised. The convenience of managing all aspects of car ownership through a single, user-friendly app further enhances the Rooster experience, making it a smart choice for modern motorists.

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Rooster Car Insurance quick facts

DeliveryInstant digital insurance documents
ReturnsInsurance policies are subject to a statutory cooling-off period, allowing customers to cancel within a specified timeframe, typically 14 days, after policy purchase or receipt of policy documents. Full terms are available in policy documents.
Payment methodsDebit card, Credit card
Loyalty schemeReferral Program
Founded2019
HeadquartersUnited Kingdom
Parent companyRooster Financial Services Ltd and Rooster Technology Ltd
StoresNone

Rooster Car Insurance contact

Hours
Monday-Friday 9am-5pm

Rooster Car Insurance FAQs

Can I cancel at any time?

Yes, Rooster operates on a monthly basis with no cancellation fees. Simply pause or end your cover through the app.

Is Rooster fully insured?

Yes, Rooster policies are underwritten by established UK insurers and provide comprehensive cover.

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