RAC Car Insurance
Founded in 1897, the RAC is the motoring organisation known for its roadside breakdown patrols, and RAC Car Insurance is its insurance line. On rac.co.uk, drivers can buy car insurance, including black box policies, alongside breakdown cover and van and home insurance. It suits motorists who want insurance, recovery and servicing from one brand, with everything managed through the myRAC app.
Our pick at RAC Car Insurance
Up to 40% Off Annual European Breakdown Cover
Why this one: The only one live right now. Picks follow these rules; nobody pays for them.
RAC Car Insurance offers1
Recently expired RAC Car Insurance voucher codes and offers
These have ended. A code sometimes keeps working for a little while after its end date, so they're here if you want to try one.
5-Star Defaqto-Rated European Breakdown Cover from the RAC
More ways to save at RAC Car Insurance
- Student discountRAC offers student discounts, including 25% off selected cover via Student Beans. They are also listed on UNiDAYS and TOTUM, with various offers available throughout the year for students.
- NHS discountNHS staff can save up to 33% on RAC breakdown cover through Healthservicediscounts.com.
- Join RAC RewardsThe RAC Rewards programme offers members discounts on everyday purchases such as car washes, appliances, cinema vouchers, Greggs coffee, car and van hire, car servicing, airport hotel & parking, holiday car hire, vehicle trackers, gadget insurance, and Shell V-Power fuel.
Never miss a RAC Car Insurance deal
Follow RAC Car Insurance and its new codes, offers and price drops land in your feed. Save any deal to come back to it.
About RAC Car Insurance
Policies and services
Car insurance comes in several forms, including policies managed online and black box cover. Van and home insurance are sold too. Breakdown cover is the RAC's flagship: patrols fix four out of five breakdowns at the roadside. Vehicles of any age are covered, classic cars included. European Rescue extends cover to 48 countries. Servicing, repairs and mobile mechanics complete the list.
Managing your cover
Policy documents arrive by email straight after purchase, and physical membership cards are posted within seven days. The myRAC app lets members report a breakdown, check local fuel prices and set reminders for MOT, tax and servicing. Payment is by Visa, Mastercard, American Express or Direct Debit.
Read before you buy
Insurance has no returns policy in the usual sense. Each policy has cancellation terms instead, which may include fees, so read the documents before committing. Students can find RAC savings through Student Beans, UNiDAYS and TOTUM. NHS staff can save on breakdown cover via Health Service Discounts. Members also get RAC Rewards, with savings on everyday costs such as car washes and tyres.
Shop RAC Car Insurance by category
RAC Car Insurance quick facts
| Delivery | <p>Policy documents delivered instantly via email. Physical membership cards posted within 7 days.</p> |
|---|---|
| Returns | As an insurance provider, RAC Car Insurance policies are subject to cancellation terms rather than a 'returns policy'. Customers should refer to their specific policy documents for details on cancellation rights and any associated fees. |
| Payment methods | Visa, Mastercard, American Express, Direct Debit |
| Loyalty scheme | RAC Rewards |
| Founded | 1897 |
| Headquarters | Walsall, UK |
| Parent company | CVC Capital Partners, GIC Private Limited, and Silver Lake |
| Stores | Online + UK service network |
RAC Car Insurance FAQs
How soon will I get my RAC policy documents?
Straight away. RAC emails policy documents as soon as you buy, and a physical membership card follows in the post within seven days.
Can I cancel RAC cover after buying it?
Insurance and breakdown cover come with cancellation terms rather than a returns policy. Your policy documents set out your cancellation rights and any fees that apply.
Does the RAC sell black box insurance?
Yes. Black box car insurance is one of the RAC's options, alongside standard policies and cover you manage online.
How can I pay for an RAC policy?
The RAC accepts Visa, Mastercard and American Express cards, and you can also pay by Direct Debit.
Who owns the RAC?
The RAC is owned by CVC Capital Partners, GIC Private Limited and Silver Lake. Its headquarters are in Walsall.
