Reduce My Excess
Car hire excess insurance is the whole business at Reduce My Excess. A policy repays the excess a rental company charges you after damage, theft or loss of use. It is an alternative to the waiver sold at the rental desk. Eversure Limited has run the business as a trading name since 2011, and documents arrive by email straight away.
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More ways to save at Reduce My Excess
- NHS discountReduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.
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About Reduce My Excess
Types of cover
Policies come in UK/EU and Worldwide versions. Worldwide+ adds Collision Damage Waiver protection on top. Van hire excess insurance is also sold, for rentals of up to 31 days. Damage, theft and loss of use are typically covered, and the company says its limits are higher than typical rental desk waivers.
The people behind it
Brothers Jon and Mark Rebuck started the business after struggling with confusing, costly waivers when hiring cars themselves. Their aim was plain wording and fair prices. The company has been rated a Which? Best Buy and has collected Feefo Platinum awards.
Before you buy
Documents are emailed instantly, so there is no wait for paperwork. You can cancel within 14 days of buying and get your money back in full, as long as you have not claimed. Payment can be made by Visa, Mastercard or Direct Debit. NHS staff can get a discount. A UK-based customer service team answers questions.
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Reduce My Excess quick facts
| Delivery | Instant policy documents via email |
|---|---|
| Returns | As an insurance product, policies typically come with a 14-day cooling-off period during which you can cancel your policy for a full refund, provided no claim has been made. |
| Payment methods | Visa, Mastercard, Direct Debit |
| Founded | 2011 |
| Headquarters | United Kingdom |
| Parent company | Eversure Limited |
| Stores | 0 |
Reduce My Excess contact
- Website
- reducemyexcess.co.uk
- Phone
- 01483 347333
- Hours
- Monday-Friday 9am-5pm
Reduce My Excess FAQs
Does Reduce My Excess cover van hire?
Yes. It sells van hire excess insurance for rentals lasting up to 31 days, as well as its car hire policies.
Can I cancel a policy after buying it?
Yes, within the 14-day cooling-off period. The refund is in full if you have not made a claim.
How soon do policy documents arrive?
Straight away. Documents are emailed as soon as you complete the purchase online.
Who runs Reduce My Excess?
It is a trading name of Eversure Limited. Brothers Jon and Mark Rebuck founded the business in 2011 after bad experiences with rental desk waivers.
Which trips can a policy cover?
There are policies for UK and EU trips and for worldwide travel, plus a Worldwide+ option that adds Collision Damage Waiver protection.
