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Insure4Boats

Insure4Boats

Insure4Boats offers specialist boat insurance in the UK, providing flexible cover for theft, loss, damage, and liability for all types of watercraft, backed by 20 years of insurance expertise.

Updated 24th June 2026

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More ways to save at Insure4Boats

  1. NHS discountInsure4Boats offers a 20% NHS discount.
  2. Join Refer a FriendBoth the referrer and the referred friend can receive rewards or an exclusive discount. They also offer up to a 25% no claims discount and up to a 15% marina mooring discount.

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About Insure4Boats

Insure4Boats is a leading UK provider of specialist boat insurance, operating as a trading name of Ripe Insurance Services Limited. With over 20 years of experience in the insurance industry, the parent company, Ripe, has built a reputation for making insurance easy-to-buy, simple-to-understand, and excellent value. Insure4Boats extends this fresh approach to boat owners across the UK, offering tailored policies designed to protect a wide variety of watercraft.

Comprehensive Boat Insurance Solutions

Flexible Cover for Every Boat Owner

Whether you own a sailing boat, motor boat, narrowboat, or jet ski, Insure4Boats provides flexible insurance solutions to meet your specific needs. Their policies are designed to cover your vessel against theft, loss, and damage, ensuring peace of mind on the water. You can choose between comprehensive Boat (Hull & Machinery) & Third Party Liability cover or Third Party Liability only, allowing you to pay only for the protection you require.

Key Policy Benefits and Discounts

Insure4Boats policies come with significant benefits, including up to £3 million Public Liability cover for added protection against accidents involving other boats or individuals. Customers can also benefit from an impressive up to 25% no claims discount if they've been claim-free for five years, and a further up to 15% discount for mooring their boat in a recognised marina. Optional extras, such as European cover, can be added to further customise your policy.

Easy Online Quoting and Support

Getting a bespoke quote is quick and straightforward through their online platform, allowing you to tailor your cover in a matter of seconds. Should you have any questions, their dedicated UK Customer Service team is available Monday to Friday, 9:00 am to 5:30 pm, via phone or email, ensuring excellent support throughout your policy journey.

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Insure4Boats quick facts

Delivery<p>Instant quotes online. Policy documents emailed immediately.</p>
Returns<p>14-day cooling-off period on new policies.</p>
Payment methodsVisa, Mastercard, Direct Debit
Loyalty schemeRefer a Friend
Founded2006
HeadquartersUK
Parent companyRipe Insurance Services Limited
StoresOnline only

Insure4Boats contact

Hours
Monday to Friday, 9:00 am to 5:30 pm (excluding bank holidays)

Insure4Boats FAQs

Do you cover racing?

Yes, racing cover available as an optional extra.

Is EU cruising covered?

Yes, most policies include EU cruising grounds.

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