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Wollit

Wollit

Wollit is your comprehensive UK credit health toolkit, empowering you to build and strengthen your credit profile through innovative rent reporting, AI guidance, and smart payment tracking.

Updated 21st October 2026

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More ways to save at Wollit

  1. Join Credit SmartLearn credit through bite-sized lessons and quizzes, earning rewards, trophies, and medals as you progress to improve your financial literacy and credit health.

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About Wollit

Founded in 2017, Wollit Ltd is a dedicated financial inclusion platform based in London, UK. Their core mission is to empower individuals across Britain to improve their credit health and gain access to fairer credit opportunities. Recognising that millions struggle with traditional credit systems, Wollit has developed an innovative toolkit designed to help those new to credit, those starting fresh, or individuals looking to rebuild their financial profile after a setback. By focusing on everyday payments and smart guidance, Wollit is transforming how people manage and build their credit scores online.

Comprehensive Credit Building Services

Wollit offers a powerful suite of tools, all accessible through a single, affordable monthly subscription. Their services are designed to be intuitive and highly effective for anyone seeking to strengthen their credit position.

Rent Reporting – Turning Rent into Credit History

One of Wollit's most impactful features is its Rent Reporting service. This allows your regular rent payments, often a significant monthly outgoing, to be reported to credit reference agencies. For many renters, this is a game-changer, providing a crucial way to build a positive credit history that traditional lenders might otherwise miss. It's a simple yet revolutionary way to leverage your existing financial commitments for credit improvement.

AI-Powered Guidance and Smart Financial Tools

Beyond rent reporting, Wollit provides an array of smart tools. The Olli AI assistant offers 24/7 support, answering your credit questions and providing personalised insights. The Affordability Boost helps you understand how lenders view your financial situation, while Credit Smart offers engaging, bite-sized lessons to enhance your financial literacy and earn rewards. With Payment Reporting, other regular payments can also contribute to your credit history, ensuring a holistic approach to credit building.

Why Choose Wollit for Your Credit Journey?

Choosing Wollit means opting for a transparent, accessible, and effective path to better credit. There's no credit check to join, removing a common barrier for many. The service is highly rated by users, with numerous testimonials praising significant credit score improvements in short periods. Wollit is committed to setting you up for success, providing all the necessary tools and guidance to help you achieve your credit health goals in the UK.

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Wollit quick facts

DeliveryDigital service - app available on iOS and Android.
ReturnsCancel subscription anytime through the app.
Payment methodsDirect Debit, Debit Card
Loyalty schemeCredit Smart
Founded2019
HeadquartersLondon, UK
Stores0

Wollit FAQs

Which credit agencies does Wollit report to?

Wollit reports to all three UK credit agencies: Experian, Equifax, and TransUnion.

How does Wollit build credit?

Wollit reports your subscription payments as on-time payments, which helps build a positive credit history over time.

Can I cancel anytime?

Yes, you can cancel your Wollit subscription at any time through the app.

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