Big Blue Cover Car Hire Excess Insurance
Big Blue Cover sells car hire excess insurance. The policy repays the excess a rental company charges if the car is damaged or stolen. Buying it in advance means drivers can turn down the pricier excess waiver pushed at the rental desk. Cover works for hires in the UK and abroad, as a single trip or an annual policy.
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About Big Blue Cover Car Hire Excess Insurance
What the cover includes
Policies pay back the excess, which is the first slice of any damage bill that the driver owes. They also reach parts that rental waivers often leave out, such as tyres, windows, the roof and the undercarriage. Depending on the policy, misfuelling, lost or stolen keys and road rage incidents can be covered. The policy wording sets out the exact limits, so read it before travelling.
How claims work
If the hire car is damaged, the driver first pays the excess to the rental company. They then send Big Blue Cover the rental agreement, repair invoices, proof of payment and any police report. The claims team guides the process and reimburses the excess that was paid.
Buying and cancelling
Policies are bought online, and the documents arrive by email after purchase. Cover generally has to be in place before the car is collected. A cooling-off period lets new customers cancel for a full refund if no claim has been made. Payment is by Visa, Mastercard or PayPal.
Big Blue Cover Car Hire Excess Insurance quick facts
| Delivery | As an insurance provider, Big Blue Cover does not offer physical product delivery. All policy documents are typically sent electronically via email upon purchase. |
|---|---|
| Returns | For insurance policies, 'returns' are generally referred to as cancellations. Customers usually have a cooling-off period during which they can cancel their policy for a full refund, provided no claim has been made. Outside of this period, pro-rata refunds may apply, depending on the policy terms and conditions. |
| Payment methods | Visa, Mastercard, PayPal |
| Loyalty scheme | Enjoy Rewards |
| Headquarters | England, UK |
Big Blue Cover Car Hire Excess Insurance contact
- Website
- bigblue.insureforcars.com
- Phone
- 0330 165 9369
Big Blue Cover Car Hire Excess Insurance FAQs
Does Big Blue Cover offer annual policies?
Yes. Drivers can choose a single-trip policy for one hire, or annual multi-trip cover for people who rent several times a year.
How are Big Blue Cover policy documents sent?
Nothing comes in the post. Policy documents are emailed after purchase, so keep them handy for the rental desk.
Can a Big Blue Cover policy be cancelled?
Yes. A cooling-off period allows a full refund if no claim has been made. After that, any refund depends on the policy terms.
Does Big Blue Cover protect tyres and glass?
Tyres and windows are among the parts the policies aim to cover, along with the roof and undercarriage, which rental firms often exclude.