American Express International Healthcare Plan
American Express International Healthcare Plan offers private medical insurance for people who live or work outside their home country. It carries the name of American Express, the financial services company that dates back to 1850. The plan is aimed at expatriates and internationally mobile professionals, and their families, who need health cover that travels with them.
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More ways to save at American Express International Healthcare Plan
- Join Membership Rewards ProgrammeEarn points on eligible spending, redeemable for travel, shopping, or statement credits, subject to programme terms and conditions.
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About American Express International Healthcare Plan
What the cover includes
Plans are built around worldwide medical cover. That takes in hospital stays and outpatient treatment, emergency care, consultations with specialists and diagnostic tests. Many plans also add wellness benefits, aimed at keeping members healthy rather than only paying out when they fall ill.
Who should look at it
The plan suits people based abroad for work and others who move between countries regularly, especially anyone who would rather not navigate an unfamiliar local health system alone. Having a single policy that works across borders is the main draw.
Policy admin and payment
Policy documents arrive by email, and new policies come with a cooling-off period if you change your mind. Support is available around the clock, both for routine questions such as non-emergency claims and for urgent medical situations. Premiums can be paid by Visa, Mastercard, American Express or Direct Debit. American Express cardholders may also earn Membership Rewards points on eligible spending. There are no student, NHS or military discounts on the plan itself.
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American Express International Healthcare Plan quick facts
| Delivery | Policy documents via email. |
|---|---|
| Returns | Cooling off period on new policies. |
| Payment methods | Visa, Mastercard, American Express, Direct Debit |
| Loyalty scheme | Membership Rewards Programme |
| Founded | 1850 |
| Headquarters | USA (Global) |
| Parent company | American Express |
| Stores | Online only |
American Express International Healthcare Plan contact
- Phone
- 0800 917 8054
- Hours
- 24/7 assistance
American Express International Healthcare Plan FAQs
What medical costs does the plan cover?
Cover typically spans inpatient and outpatient treatment, emergency care, specialist consultations and diagnostic tests, and many plans add wellness benefits as well.
Is there a cooling-off period?
Yes. New policies include a cooling-off period, giving time to read the policy documents, which are sent by email, after buying.
Can I get help outside office hours?
Yes. Support runs 24 hours a day, every day of the week, covering routine queries such as non-emergency claims as well as urgent medical situations.
How can I pay for an American Express healthcare policy?
Payment is accepted by Visa, Mastercard, American Express or Direct Debit. American Express cardholders may earn Membership Rewards points on eligible spending.
